FAQ

Credit repair is the process of identifying and correcting errors or inaccuracies on your credit report. These corrections can help improve your credit score and give you access to better financial opportunities like loans, credit cards, or lower interest rates.

At Credit Speaker, we analyze your credit reports to identify errors, inaccuracies, or outdated information. We then dispute these items with credit bureaus and creditors on your behalf, ensuring your credit report reflects accurate and fair information.

The duration of the credit repair process depends on the complexity of your situation. On average, most clients start seeing results within 30 to 90 days. However, it can take several months to resolve all issues and see the full impact on your credit score.

Yes, you can dispute inaccuracies on your credit report yourself. However, the process can be time-consuming and complex. At Credit Speaker, we have the expertise and resources to handle disputes efficiently and effectively, saving you time and increasing the likelihood of success.

Not all negative items can be removed, especially if they are accurate and within the legal reporting period. Our goal is to ensure your credit report is 100% accurate, fair, and compliant with the law.

We offer competitive pricing tailored to your needs. Costs vary based on the complexity of your credit repair case. Contact us for a free consultation to receive an estimate for your personalized plan.

We offer competitive pricing tailored to your needs. Costs vary based on the complexity of your credit repair case. Contact us for a consultation to receive an estimate for your personalized plan.

No, credit repair does not hurt your credit score. In fact, resolving inaccuracies and addressing negative items can help improve your credit score over time.

Getting started is simple! Schedule aconsultation with us, and our experts will guide you through the process, from analyzing your credit report to developing a personalized plan for improvement.

Once your credit improves, we provide you with tools and strategies to maintain your progress. This includes advice on building positive credit habits, managing debt, and monitoring your credit report regularly.